The worlds largest destination club, measured by number of members, is currently offering a flexible payment option. New members can choose to pay their up-front membership fee over the course of up to four years.

Under this option, members pay their first year annual dues and 20% of their membership fee and can start to enjoy their membership straight away. The balance of the membership fee is paid annually in four equal payments.

Exclusive Resorts is offering this payment option through September 30, 2010.

Exclusive Resorts members can also pay any optional priority holiday access fees over 4 years.

 Annual Plan Days 20 30 40 50 60
 20% Membership Fee $48,000 $62,000 $76,000 $88,000 $100,000
 Annual Dues $19,900 $29,850 $39,800 $49,750 $59,700
 Total Join & Travel $67,900 $91,850 $115,800 $137,750 $159,700

 Four More 20% Membership Fee $48,000 $62,000 $76,000 $88,000 $100,000

Nearly all the destination clubs have offered special joining incentives or trial memberships at different times. If you're looking into joining a club it's well worth asking what special promotions or incentives are currently available.